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Scholarships and Money in USA

Funding is one of the biggest deniers of opportunity for brilliant people around the world. Millions of intelligent and gifted people’s talents go to waste, unnoticed and undeveloped as a result of the lack of means to pursue a qualitative education where their talents will be allowed to shine. Most of these geniuses get frustrated by the system in their home countries as they never get the fair opportunity to show the world just exactly what they are capable of doing.  Even those who are lucky to find one way or the other to study abroad in countries such as the United States face serious challenges in meeting up with the financial burden of studying in some of the best schools in the world

Cost of studying in a college or University in the US can be prohibitively expensive for international students, especially those from impoverished backgrounds. Even US citizens count college tuition fee as one of their greatest sources of distress in life, as University Education is not free of charge even for Americans. However, to lighten the burden and support the dreams of some the brightest individuals studying in the US from other countries, there are avenues for accessing financial help and scholarships. Some of these funding sources are as follows:

The United States Federal Government

The United States Federal government through its Department of Education gives out a whopping $120 Billion every year in scholarships, grants, loans and work-study funds to more than 13 million applicants as part of its Federal Student Aid Program.  This kind of financial aid when given usually covers every aspect of expenses the student has to meet up with. 

The Federal Government’s scholarships are however not without their own requirements before being awarded to any student.  In order to be considered for this category of financial aid, the student must have earned a General Educational Development Certificate (GED), a certificate that is awarded to a student who passes a given high school equivalency test.

Applying for the Federal Student aid program is pretty straightforward. All the student needs to do is to go on and log into the FAFSA website and register. Fill in all the necessary details like their school name and program of study. After successfully filling the application form and sending on, your college or University will be notified of your application, and it will be vested with determining if you are qualified for the financial aid.

Types of Federal Student Aids

The Federal Student Aid program comes with various facets. But it is broadly divided into three main categories:

  • Grants: Federal Student Aid Grants are a financial aid category in which the student is awarded some money to help them pay for the various aspects of their studying costs, with no obligation to pay back at any time during or after their studies. However, the student might be asked to refund any grants awarded to them in the event where they withdraw from their schools before completing their studies. Grants are mostly awarded based on the particular need of the student rather than academic qualification or merit
  • Federal Student Loans: Is a category of financial aid that is given to students to enable them to have an easy way of paying for their studies but comes with the obligation to pay it back, usually after the end of their studies. This borrowed money is given to the student with the understanding that they would later pay it back with interest. There are few subtypes of federal student loans available for the student, namely Perkins  Loan, Stafford Loans, Gradplus (for post-graduate students), Plus (for parents) and Federal Student Consolidation
  • Federal Scholarships: These are financial that awarded yearly for students of various categories including international students to allow them to study in the US University system with minimal stress. Scholarships are awarded to students based on certain parameters, however, academic excellence is high on the list of reasons a student gets awarded a scholarship. Scholarships, unlike loans, come with absolutely no obligation of being payback, and a student could get their entire program of study however many years it might be, completely paid for in any scholarship award.


State warded Student Financial Aid

 Apart from the Federal Government, among the biggest givers of financial aid to students are the state governments which are prominent in the education sector in the US. Depending on where the International student’s University is resident, they could apply through the various financial aid programs that their state of residence offer. The amount of state funded financial awards can vary from state to state, as well as their criteria for awarding them. Before applying for any of them, make sure you make your own thorough research before delving in.

College Funded Aids

Some Universities and Colleges usually offer their students especially international ones that show incredible brilliance one kind of financial aid or the other. College-funded aid could come in the form of Bursaries, where the student showing a lot of promise is offered an all-expense paid studying experience but they are obligated to study work with their departments for a certain period of time after the conclusion of their studies.

Charity Organizations

There are countless charity organizations spread around the United States that look for Brilliant International students to fund their education expenses. Depending on the University or College you are studying at, you will find out the Charity organizations that frequent your university offering financial aid on enquiring. Charity financial aids have more than just academic competence to consider when offering financial assistance. As factors such as the poverty rate of the international student’s home country are considered in awarding these aids.

Private Organizations

Another key source of financial aid for international students in the United States is private organizations. Companies and private individuals can extend financial aid to whichever category of students they see fit. Some companies offer financial aid after an open contest between applicants, and most are geared towards improving the images of these companies.

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